Closing Costs

There are certain standard costs associated with closing your homes mortgage or refinancing your current mortgage. In the case of a new home loan, these fees are split between the buyer and the seller, as spelled out in the sales contract.

As I work with you, I will thorougly explain all costs involved and try to limit the number of closing costs for which you will be responsible.

I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable.

Good Faith Estimate

You will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to us. I will be glad to review the "Good Faith Estimate" with you and answer any questions you may have.